Average cost for auto insurance, 2005
Rank, average expenditure |
State |
Average expenditure** |
Liability |
Collision |
Comprehensive |
| 1 |
New Jersey | $1,184 |
$751 |
$403 |
$183 |
| 2 |
NEW YORK | $1,122 |
$765 |
$338 |
$159 |
| 3 |
Massachusetts | $1,113 |
$724 |
$339 |
$139 |
4 |
Louisiana | $1,076 |
$665 |
$358 |
$208 |
| 5 |
Florida | $1,063 |
$757 |
$280 |
$111 |
6 |
Rhode Island | $1,059 |
$714 |
$380 |
$130 |
| 7 |
Delaware | $1,028 |
$713 |
$294 |
$113 |
8 |
Connecticut | $991 |
$626 |
$343 |
$127 |
| 9 |
Nevada | $983 |
$636 |
$336 |
$146 |
10 |
Alaska | $962 |
$596 |
$390 |
$165 |
| 11 |
Maryland | $945 |
$556 |
$331 |
$149 |
12 |
Michigan | $931 |
$487 |
$436 |
$166 |
| 13 |
Arizona | $926 |
$511 |
$310 |
$242 |
14 |
West Virginia | $857 |
$532 |
$303 |
$193 |
| 15 |
Pennsylvania | $849 |
$508 |
$316 |
$131 |
16 |
California | $845 |
$487 |
$365 |
$117 |
| 17 |
Texas | $845 |
$476 |
$315 |
$155 |
18 |
Hawaii | $843 |
$547 |
$298 |
$114 |
| 19 |
Washington | $840 |
$541 |
$265 |
$132 |
20 |
Colorado | $827 |
$471 |
$304 |
$198 |
| 21 |
New Hampshire | $792 |
$431 |
$305 |
$114 |
22 |
Minnesota | $791 |
$460 |
$237 |
$190 |
| 23 |
Georgia | $784 |
$420 |
$372 |
$168 |
24 |
South Carolina | $753 |
$471 |
$253 |
$151 |
| 25 |
Kentucky | $750 |
$489 |
$272 |
$137 |
26 |
Mississippi | $745 |
$419 |
$304 |
$171 |
| 27 |
Illinois | $743 |
$410 |
$300 |
$121 |
28 |
Oregon | $737 |
$484 |
$235 |
$110 |
| 29 |
New Mexico | $727 |
$449 |
$293 |
$167 |
30 |
Utah | $706 |
$427 |
$270 |
$122 |
| 31 |
Vermont | $699 |
$368 |
$306 |
$134 |
32 |
Virginia | $698 |
$398 |
$271 |
$127 |
| 33 |
Arkansas | $693 |
$391 |
$297 |
$165 |
34 |
Missouri | $685 |
$381 |
$271 |
$152 |
| 35 |
Montana | $685 |
$409 |
$250 |
$207 |
36 |
Alabama | $678 |
$367 |
$316 |
$134 |
| 37 |
Oklahoma | $678 |
$395 |
$277 |
$174 |
38 |
Ohio | $669 |
$390 |
$255 |
$110 |
| 39 |
Tennessee | $659 |
$363 |
$298 |
$126 |
40 |
Indiana | $657 |
$372 |
$266 |
$120 |
| 41 |
Maine | $644 |
$368 |
$273 |
$111 |
42 |
Wyoming | $639 |
$336 |
$263 |
$224 |
| 43 |
Nebraska | $621 |
$337 |
$226 |
$208 |
44 |
Wisconsin | $615 |
$339 |
$215 |
$133 |
| 45 |
North Carolina | $602 |
$336 |
$269 |
$125 |
46 |
Kansas | $590 |
$301 |
$244 |
$205 |
| 47 |
Idaho | $583 |
$339 |
$236 |
$133 |
48 |
South Dakota | $565 |
$298 |
$211 |
$214 |
| 49 |
Iowa | $555 |
$290 |
$205 |
$169 |
50 |
North Dakota | $554 |
$259 |
$209 |
$254 |
United States |
$829 |
$496 |
$309 |
$143 |
|
|
N.Y.S. % above U.S. avg. |
35% |
54% |
9% |
11% |
|
Source: Insurance
Information Institute |
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** Average expenditure is not the
total of liability, comprehensive and collision coverage. In making
the average expenditure calculation, the NAIC assumes all "insured
vehicles carry liability coverage but not necessarily collision
or comprehensive coverage." -- Insurance Information Institute |
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