Public Policy Institute of New York State, Inc. The Public Policy Institute of New York State, Inc.

Just the Facts - Key Economic and Social Indicators for New York State

Average Premium for Personal Auto Insurance, 1998

Table 40
Rank State Amt.   Rank State Amt.
1 New Jersey $1,306   27 Illinois $729
2 NEW YORK $1,112   28 Alabama 720
3 Rhode Island 982   29 Utah 715
4 Connecticut 970   30 Oklahoma 710
5 Louisiana 962   31 Oregon 708
6 Nevada 958   32 Arkansas 701
7 Alaska 921   33 Missouri 697
8 Hawaii 916   34 New Hampshire 692
9 Delaware 907   35 Tennessee 670
10 Arizona 902   36 North Carolina 664
11 Massachusetts 889   37 Indiana 660
12 Colorado 874   38 Kansas 653
13 Michigan 868   39 Montana 644
14 West Virginia 841   40 Wyoming 642
15 Maryland 836   41 Ohio 641
16 California 823   42 Virginia 630
17 New Mexico 821   43 Nebraska 627
18 Florida 815   44 South Dakota 612
19 Texas 813   45 Vermont 611
20 Georgia 803   46 Wisconsin 609
21 Pennsylvania 800   47 Idaho 592
22 Washington 782   48 North Dakota 572
23 South Carolina 766   49 Maine 560
24 Mississippi 762   50 Iowa 531
25 Minnesota 742   U.S. average $797
26 Kentucky 736   N.Y.S. % above avg. 39.5%
Source: National Association of Insurance Commissioners
New Yorkers' premiums for liability coverage rose 10.7% from 1994 to 1998, compared to a national average increase of 1.4%.