The Public Policy Institute


Table 40

Average Premium for Personal Auto Insurance, 1998

Rank

State

Amt.

 

Rank

State

Amt.

1

New Jersey

$1,306

 

27

Illinois

$729

2

NEW YORK

$1,112

 

28

Alabama

720

3

Rhode Island

982

 

29

Utah

715

4

Connecticut

970

 

30

Oklahoma

710

5

Louisiana

962

 

31

Oregon

708

6

Nevada

958

 

32

Arkansas

701

7

Alaska

921

 

33

Missouri

697

8

Hawaii

916

 

34

New Hampshire

692

9

Delaware

907

 

35

Tennessee

670

10

Arizona

902

 

36

North Carolina

664

11

Massachusetts

889

 

37

Indiana

660

12

Colorado

874

 

38

Kansas

653

13

Michigan

868

 

39

Montana

644

14

West Virginia

841

 

40

Wyoming

642

15

Maryland

836

 

41

Ohio

641

16

California

823

 

42

Virginia

630

17

New Mexico

821

 

43

Nebraska

627

18

Florida

815

 

44

South Dakota

612

19

Texas

813

 

45

Vermont

611

20

Georgia

803

 

46

Wisconsin

609

21

Pennsylvania

800

 

47

Idaho

592

22

Washington

782

 

48

North Dakota

572

23

South Carolina

766

 

49

Maine

560

24

Mississippi

762

 

50

Iowa

531

25

Minnesota

742

  U.S. average

$797

26

Kentucky

736

  N.Y.S. % above avg.

39.5%

Source: National Association of Insurance Commissioners

New Yorkers' premiums for liability coverage rose 10.7% from 1994 to 1998, compared to a national average increase of 1.4%.

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