Table 39
"Tort Tax" Per Capita, 1996
Rank	State	Amt.		Rank	State	Amt.
1	New Jersey	$971		27	Georgia	$542
2	Connecticut	966		28	North Carolina	536
3	Hawaii	839		29	Virginia	532
4	Delaware	812		30	Ohio	520
5	Massachusetts	802		31	Nebraska	519
6	NEW YORK	$787		32	Kentucky	516
7	Rhode Island	759		33	New Mexico	509
8	Nevada	740		34	Arkansas	505
9	Florida	709		35	Indiana	492
10	Colorado	680		35	Wisconsin	492
11	Louisiana	679		37	Iowa	489
12	New Hampshire	674		38	Oklahoma	488
13	Maryland	661		39	Utah	486
14	Minnesota	651		40	Kansas	484
15	Pennsylvania	643		41	Tennessee	483
16	Texas	635		42	Montana	479
17	West Virginia	623		43	South Dakota	474
17	Alaska	623		44	Maine	470
19	Illinois	619		45	South Carolina	466
19	Arizona	619		46	Wyoming	463
21	Washington	590		47	Idaho	462
22	California	574		48	Alabama	461
23	Oregon	557		49	North Dakota	443
24	Vermont	555		50	Mississippi	419
25	Missouri	554		U.S. average		$616
26	Michigan	547		N.Y.S.% above avg.		27.8%
Source: Public Policy Institute calculations from Insurance Information Institute data
"Tort tax" includes liability insurance for auto and other coverage, as well as medical malpractice and self-insurance costs.