Table 38
Average Premium for Personal Auto Insurance, 1996
Rank	State	Amt.		Rank	State	Amt.
1	New Jersey	$1,259		27	South Carolina	$698
2	NEW YORK	$1,113		28	Missouri	681
3	Hawaii	1,093		29	New Hampshire	681
4	Rhode Island	1,014		30	Oklahoma	671
5	Connecticut	977		31	Utah	671
6	Louisiana	921		32	Arkansas	664
7	Massachusetts	914		33	Alabama	662
8	Nevada	913		34	Oregon	661
9	California	905		35	Tennessee	638
10	Alaska	904		36	Indiana	637
11	Delaware	874		37	Ohio	610
12	Arizona	869		38	Virginia	609
13	Colorado	855		39	Kansas	606
14	Michigan	835		40	Montana	606
15	Florida	824		41	North Carolina	595
16	Texas	820		42	Wyoming	591
17	Maryland	818		43	Vermont	590
18	New Mexico	812		44	Wisconsin	587
19	West Virginia	784		45	Nebraska	573
20	Pennsylvania	764		46	South Dakota	571
21	Georgia	761		47	Idaho	556
22	Washington	733		48	Maine	538
23	Minnesota	713		49	Iowa	507
24	Mississippi	706		50	North Dakota	506
25	Illinois	704		U.S. average		$774
26	Kentucky	698		N.Y.S. % above avg.		43.8%
Source: National Association of Insurance Commissioners
Average passenger premiums in New York rose 17.2% from 1992-96, nearly double the nationwide average increase of 8.8%.